Insurance beneficiaries

保障对象

üForeigners and their family members who live in Jiangsu Province and are health and are able to work or learn normally（16-59 years old）;

身体健康能正常工作或学习且在江苏省居住外籍人士及家属（18-59周岁）；

说明：

Notes:

1、住院医疗费用包括：床位费用、药品费用、护理费用、诊疗费用、治疗费用、检查化验费用、手术费用。

The In-patient Expenses include the couch rent, medicine cost, paramedic, diagnosis and treat expense, examination and assay, operation.

2、意外伤害保障中意外伤残、意外死亡是指自事故之日起180天内造成残疾或死亡。意外伤害给付之和以保额为限。

Accidental death and disability in Accident Injury Insurance refer to the death and disability happened within 180 days after an accident. The total of Accident Injury Insurance amount is limited to amount insured.

3、门急诊费用包括：床位费用、药品费用、护理费用、诊疗费用、治疗费用、检查化验费用、手术费用。

Out-patient Expenses also include the couch rent, medicine cost, paramedic, diagnosis and treat expense, examination and assay, operation.

4、就医范围：中国大陆境内的社会基本医疗保险定点医院的普通病房或普通门急诊。

The range of Hospitalizing: the ordinary room or ordinary out-patient/emergency treatment of the Basic Social Medical Insurance assigned hospital all over the Chinese Mainland.

5、门急诊和住院保障责任中的所有保障内容必须符合南京市城镇职工基本医疗保险的要求。

All the liabilities of Out-patient/emergency and In-patient are according to the basic medical insurance for urban workers in Nanjing.